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Live In Care Funding

Live In Care Funding

Understanding the financial options available for 24-hour live-in care

Help with Funding

Funding live-in care is a crucial consideration for many families. At Nurseplus Care at Home, we understand that finding the right financial solution can feel overwhelming. Whether you are funding care privately or looking for support through local authority funding or NHS contributions, we are here to guide you through the process and help you explore all available options.

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There are several ways to fund live-in care, depending on your circumstances and eligibility. While some individuals cover the cost of care privately, others may qualify for local authority or NHS funding support. The options available to you will depend on factors such as your financial situation, health condition, and level of need.

In this section, we’ll outline the different funding options for live-in care, from self-funding to government and NHS assistance, and provide guidance on how to navigate these pathways.

Self-Funding Live-In Care

Self-funding means covering the cost of live-in care independently, without financial assistance from local authorities or the NHS. This is a common route for individuals whose assets or income exceed the threshold for government support.

When self-funding, you have full control over the level and type of care you receive, ensuring your specific needs are met. Nurseplus Care at Home can help you explore care plan options to suit your budget while maintaining the highest quality of care.

Self-Funding Live-In Care

Can You Get Local Authority Funding for Live-In Care?

In the UK, if your financial resources fall below a certain threshold, you may be eligible for local authority funding to help with live-in care costs. To determine eligibility, the local authority will carry out a means test that considers your income, savings, and assets.

If eligible, the local authority will either contribute to or fully cover the costs of your live-in care, depending on the outcome of your financial assessment. It’s important to note that live-in care may not always be fully covered, and there may be a contribution required from you.

Can You Get Local Authority Funding for Live-In Care?

What is NHS Continuing Healthcare Funding?

NHS Continuing Healthcare (CHC) funding is available for individuals with complex, long-term health needs. If you qualify, the NHS will cover the full cost of your live-in care, provided it meets the criteria for healthcare needs rather than social care needs.

An assessment is required to determine eligibility for CHC funding, focusing on the severity and complexity of your health condition. If your needs are primarily healthcare-related, this funding could cover your care at home in its entirety.

What is NHS Continuing Healthcare Funding?

Additional Financial Support Through Benefits

There are a range of benefits and allowances that may help offset the cost of live-in care. These include:

  • Attendance Allowance: For individuals over state pension age who need help with personal care.

  • Personal Independence Payment (PIP): For those under state pension age who need assistance due to a long-term illness or disability.

  • Carer’s Allowance: If a family member or friend is providing care, they may be entitled to receive Carer’s Allowance.

These benefits can be used to supplement the cost of care, helping to make live-in care more affordable.

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How To Get Started With Live-In Care

1. Contact our homecare experts

Get in touch with our team of local homecare experts using our online enquiry form or call us on 08000 622 622 to discuss the range of available homecare options. Our team is available 24/7 and aim to respond to all enquiries immediately.

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2. Free assessment within 24 hours

Our experienced homecare team will discuss your requirements, learn more about you or your loved one, and carry out a free assessment within 24 hours to understand the specific type of care you require.

3. Your bespoke homecare package

We will create a bespoke homecare package tailored to the needs and preferences of you or your loved one. All of our homecare staff are carefully matched based on the individual requirements along with any hobbies and interests.

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